Different Ways to KidCash

KidCash is as flexible as you are. We work hard to create as much value for you as we can dream up. Here are some of the different ways you can implement the system to get your creative juices flowing including our favorites, "The Reverse Psychology", "The Auction" and more. 

Teach kids money, focus, discipline and more with Kid Cash
Starting Up
Bonus Bounty
The Currency Exchange Rate

convert unused dollars into the power to buy

As a parent, you determine how to handle the KidCash dollars that your child didn't use by the end of the week. You can establish an exchange rate, such as every three KidCash dollars equaling one U.S. Dollar or exchange currencies differently, like trading one candy dollar for two device dollars. Whatever you decide, ensure that it aligns comfortably with your budget and financial goals.

flexible to any budget with kid cash
The Shopping Bonanza

turn a trip to the toy store from begging to an earned reward

Plan a trip to a cherished, preferably local, toy store as a reward for your child for accumulating hard-earned KidCash dollars. This trip allows them to enjoy themselves and pick out items, knowing they can only spend the amount they've earned and nothing more. It's a hands-on way for them to understand the value of their money and make choices within their budget.

use toy store rewards with kid cash
The Rainy Day

teach children restraint by rewarding self discipline

In this phase, you permit your child to convert leftover candy, device, or activity currency into spending dollars. This practice teaches them the benefits of setting limits and making choices, fostering self-discipline that can prove valuable in the future. It's a valuable lesson in managing resources and making conscious decisions about spending.

save dollars for buying with kid cash
The Goal Sheet

a simple visual way to get your kids to their goals

This phase involves using one of our goal sheets to provide your child with a visual way to track their progress toward a specific goal. You can find an item they really want, glue a picture of it on the left side of the sheet, and let them check off the boxes every time they decide to allocate their KidCash dollars toward it. This visual representation helps them see their progress and reinforces the importance of saving for something they desire. You can download our free goal sheets here.

kid cash goal sheets to save
Buying Time

teach children different types of value

During this phase, your child has the option to use their KidCash dollars to "buy" time instead of physical objects. For example, they might exchange a device dollar for an hour of smart tablet use or use an activity dollar for an hour at the playground. This approach teaches them the concept of trading their currency for experiences or privileges, reinforcing the idea that KidCash can be used for various purposes.

teach kids value exchange with kid cash
Tricked You, It's Healthy!

teach your children healthy can be delicious

In this phase, encourage your child to spend their KidCash dollars on things that are beneficial for them, such as using a candy dollar to purchase a fruit smoothie or an Activity Dollar to join you on a run. This teaches them the value of making healthy choices and using their currency to promote positive habits. Give them even more bonus dollars for making healthy decisions in the next allowance.

use healthy treats as rewards with kid cash
Just a Dab

create frequent positive feedback to reinforce lessons

During this phase, you allow your child to use their KidCash dollars for small everyday treats, like adding chocolate to their milk or honey to their cereal. This approach helps them understand the value of their currency in day-to-day life without causing significant imbalances in their spending habits.

frequent positive feedback children with kid cash
The Budget Background

teach your children self discipline through reason

During this phase, you explain to your child why certain items are subject to a "tax." For example, if it's a Candy Dollar, you might say something like, "You have a budget for Ice Cream because too much sugar is not good for your health. It can make you eat less of the healthy stuff. However, having a treat is perfectly fine as long as it's in moderation. That's why you can use your Candy Dollars to enjoy some ice cream occasionally." This explanation helps them understand the reasons behind budgeting and making balanced choices.

teach children self discipline with kid cash
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Teach kids money, focus, discipline and more with Kid Cash
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Recent Testimonials


Danielle D. says...As a teacher, philanthropist, wife, and mother of a 12 year old boy with Aspergers...I can honestly say that KidCash is truly a blessing! Growing up, my son struggled with fairness and motivation to accomplish daily tasks. He...read more

A Must-Have Parenting Tool

Rolf L. says...This is the most innovative, ingenious, and NECESSARY tool in our upbringing arsenal! KidCash teaches our son discipline, the importance of earning and saving, the value of work, penalties for not following the rules, and overall structure. AND IT'S FUN...read more

The value of time, money and discipline in a box

Christina K. says...My LO is 3 1/2 and at first I thought she may be too young for Kid Cash. I am happy I started using it anyway. It is working wonders for us. She looks forward to saving "cash" for items. She is learning the valu...read more

KidCash is a great system that teaches responsibility, basic money skills, and budgeting

Tre H. says... The KidCash system has been amazing in our home. The children no longer "nag" for things...the change was basically overnight...read more

Excellent teaching tool for kids ages 2+

Karen E. says...This kit has all you need to teach kids how their actions translate to money which in turn buys things/activities they want. Many people wait until kids are older to teach dollar-sense, when in fact kids as young as 2yo are...read more

A Must Have for Any Parent!!! Stop the Arguments Now!!!

Patrick H. says...In our home, we use many reward systems, especially since we have an autistic child. KidCash is so much more than a reward system, it is a parent education system. This ...read more

Great Motivator

Marisa S. says...Kidcash is a terrific product. My kids love it. It really motivates my children to behave. They actually get excited about putting away their toys and making their beds.

It has been a life saver

Bethany Stout. says...We love our KidCash system in our house! Instead of making limiting junk food and device time a negative experience, it has made it fun and easy! I highly recommend this program to anyone with ... read more

Incredible learning tool!!

Jasmine B. says...Wonderful product!!! Discipline without me raising my voice or my blood pressure.
Easy to learn how to use for both the parent and child!! Glad someone finally came up with this!!

Takes reward and sticker charts to the next level

Melissa says...KidCash sets the foundation for us to build off. Really, it's almost like behavior therapy for M2. Her therapists have suggested various things in the past that KidCash helps us to incorporate and apply more...read more

arms children with the tools to become productive members of society

Maria C. says...As an educator and a mom, I can’t begin to describe to you how important it is to teach children how to be financially responsible early on and to encourage them to make...read more

We’re currently going through a bit of a power struggle with our threenager

Ashley says...We’ve instantly seen an improvement in attitude. She’s also so excited about her cash, she even brought it to the restaurant and when she ordered lemonade, she “paid” the waitress. I’m hopeful...read more